As a new home owner you may wonder how to avoid unexpected home repairs, which can get expensive quickly. One way is to work with an experienced real estate agent when you purchase your home. Agents with years of experience have contacts within the insurance industry who can assist with home owner’s insurance. The insurance agent can also provide some helpful suggestions to avoid costly repairs and home owner insurance claims.
Check out this list of common hazards and events that can lead to homeowner insurance claims and specific ways to prevent them.
Water Damage
Faulty pipes are the most common cause of water damage in your home. They can cause extreme damage and it is important to take steps to prevent and avoid water damage.
- Don’t pour greasy substances down sink drains
- Keep gutters clean
- Repair dripping and cracked pipes
- Check seals around tubs, showers and toilets
- Keep your home temperature above 60 degrees in the winter months, especially when you are away from home
Fire Damage
You can protect your home from common fire risks by keeping these prevention tips in mind:
- Inspect your smoke/fire alarms regularly and change batteries every year
- Install smoke detectors on each floor and outside each bedroom
- Never leave space heaters or stoves unattended
- Clean lint from dryers and air filters
- Schedule preventative maintenance on your heating and air conditioning systems
Wind & Hail Damage
Wind and hail can damage your roof, windows, doors and other parts of your home. They also have the power to hurl dangerous objects at your home and cause trees or power lines to fall on it.
There is no way to wind proof or hail proof your home, but these suggestions can help make damage less likely.
- Maintain your roof by replacing fallen shingles and rotted wood trim immediately
- Secure your windows and doors
- Trim trees with weak limbs on your property
If you are thinking about purchasing a home, it pays to work with an experienced team like The Keith Albrecht Team. With over 25 years of experience in the real estate industry, The Keith Albrecht Team has a lot of contacts within many industries who are the best in their fields. Give Keith Albrecht a call at 317-590-7878 or check us out at https://www.keithshomes.com/.
