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The Albrecht Team, REALTOR®, real estate agents and broker for Indianapolis, Carmel and Geist Indiana home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Tips
Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Real Estate Trivia
Q 
What are considered the ideal conditions for a buyer's market?

A 
In a buyer's market, there are more houses for sale than buyers, homes take longer to sell, and sellers may have to cut prices.
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The Albrecht Team, REALTOR®, real estate agents and broker for Indianapolis, Carmel and Geist Indiana home listings, property and land for sale - NUMBER1EXPERT(tm)

The Albrecht Team
RE/MAX Real Estate Groups
8555 North River Road, Suite 100
Indianapolis, IN. 46240
Direct: 317-819-3388
Toll Free: 800-876-1596
Fax: 317-819-3366
Email: team@keithshomes.com

Thank you for visiting my site. I look forward to the opportunity to help you buy or sell a home in the Indianapolis area. I have a full team of experienced professionals on hand to help you. We can uniquely offer: · The ability to work with RE/MAX's #1 Sales Volume Agent in the State of Indiana for 1999, 2000, 2001, 2002, 2003, 2004, 2005 & 2006! · FREE use of the Albrecht Team Van · FREE money savings reports you can access via this web site · FREE market analysis of your home · A Client Care Manager, Marketing Director, Buyer Specialists and Closing Coordinator- all dedicated to providing you superior service · I will guarantee the sale of your home, or I will buy it! Please take a few moments to navigate this site. Search the listings and take advantage of our free reports. If you see something you like, please call or e-mail me. I look forward to working with you in the sale or purchase of your next home.

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