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Keith Takes the Worry Out of Building
"The 'Guarantee Sale' option felt like a safety blanket for us."
Mr. & Mrs. Zike
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For title and escrow services, please contact 317-684-3800.
The Albrecht Team are some of The Top Selling Real Estate Experts™
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Financing Your Home >The Loan Application
When you have decided on a mortgage lender, you begin the loan process by filling out a loan application. You should be fully prepared to go over your current financial situation and credit history with the loan officer.
Have a record of all of your current bank accounts, including the name and address of bank(s), type of account(s), and approximate balance(s). Be prepared to provide details about outstanding loans, including student loans and major credit accounts. You will also need information about your assets, such as car title, stocks and bonds, and life insurance policies. If you foresee any credit problems, ask the loan officer for advice on how to keep them from interfering with approval of your mortgage loan. The loan officer can usually give you a prompt opinion about your chances for obtaining a mortgage.
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| Q |
What does "contingency" mean in real estate?
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| A |
A contingency is a specified event that must take place before a home purchase contract is binding; for example, a sale can be said to be "contingent upon the sale of the buyer's current residence." |
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Chicago Title
Chicago Title offers customers the most complete real estate services in the nation. You can count on us for all your real estate-related needs.
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